Download as PDF We offer a complimentary portfolio review and recommendations report for prospective clients. Email us for more information, or call 413-645-3327. Fees are a critical metric when evaluating any investment adviser. AIS Advisory Fees The fees received by AIS are calculated based on the combined values of all managed accounts. An example of […]
Download as PDF We offer a complimentary portfolio review and recommendations report for prospective clients. Email us for more information, or call 413-645-3327. Markets Work: Don’t Overpay for Returns Market prices reflect the consensus estimate of millions of market participants – professional traders, retail investors, pension funds, high-frequency traders, speculators, and everything in between.
AIS Investment Strategy Read More »
Download as PDF We offer a complimentary portfolio review and recommendations report for prospective clients. Email us for more information, or call 413-645-3327. Through our Professional Asset Management (PAM) service, we work with clients to define their financial goals, implement concrete steps to achieve those goals, and adopt an investment approach that gives clients
Through our Professional Asset Management (PAM) service, we work with clients to define their financial goals, implement concrete steps to achieve those goals, and adopt an investment approach that gives clients the best likelihood of success. We manage taxable accounts, IRAs, pension plans, trusts, and other account types individually or on a combined basis. PAM
For many years investors have endured a confusing dual legal standard of care that exists within the money management industry. Registered Investment Advisers (RIAs) such as AIS must place their clients’ interests first while others, such as brokers, are held to a lower standard which only requires that they offer investment choices that are “suitable”
October 2015 – Will your Broker Sign This? Read More »
Risk-Free Rate of Return: the return on a risk-less asset, often proxied by the rate of return on Treasury securities. Students of business and economics are taught, invariably, that buyers of U.S. Treasury bills, notes or bonds can be certain of receiving the interest payments they are owed, as well as the face value of
Dec. 2008 – The Dangerous Flight to Safety Read More »
The equity chart to the left is not pretty. Asset classes across the board have continued to spiral downward as the “subprime crisis” that began a year ago has blown into a credit crunch of epic proportion. The damage is far-reaching. As 401(k) and IRA balances dwindle, millions of workers may have to delay retirement.
November 2008 – The Blame Game Read More »
The current bear market is one of the most severe on record. Before reviewing the recent performance of our recommended asset classes, however, we encourage readers to consider the chart on page 74 which puts the current market in historical perspective. The rising trend lines designate the bull market periods occurring since 1965. The falling
October 2008 – Bear Markets: The Long View Read More »
Investors have experienced the most dramatic upheaval in capital markets since the Great Depression. On several recent days your portfolio has probably experienced tremendous swings. However, thanks to prudent diversification that includes portfolio insurance in the form of gold, cash and short-term bonds, and most importantly by avoiding needlessly complex investment vehicles, we are confident
September 2008 – Risk Management and the Death of Wall Street Read More »
Our long-time readers are well aware of our skepticism toward “active” money managers; those who seek to outperform the overall stock market by picking “mispriced” stocks or by attempting to time the market’s gyrations. Our recommendations are instead based on the tenets of Modern Portfolio Theory (MPT) and the notion of market efficiency. Active managers
August 2008 – Yes, You Can Beat the Market…Just Stop Trying Read More »
American Investment Services, Inc. (AIS) is an SEC Registered Investment Adviser* founded in 1978.
AIS is a wholly-owned subsidiary of:
*Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training.
The information provided does not constitute investment or tax advice and it should not be relied on as such. It does not take into account any investor’s particular investment objectives, strategies, tax status or investment horizon. You should consult your tax and financial advisor. It should not be considered a solicitation to buy or an offer to sell a security. All material has been obtained from sources believed to be reliable. There is no representation or warranty as to the accuracy of the information and AIS shall have no liability for decisions based on such information.
Any mention of commercial products or reference to commercial organizations is for information only; it does not imply recommendation or endorsement by AIS nor does it imply that the products mentioned are necessarily the best available for the purpose.