American Investment Services, Inc.

Disciplined, Diversified, & Cost Effective

May 2020

Downturns-not-Downyears

Do Downturns Lead to Down Years?

Source: Dimensional Fund Advisors LPPast performance is no guarantee of future results. Indices are not available for direct investment. Their performance does not reflect the expenses associated with the management of an actual portfolio.In US dollars.Data is calculated off rounded daily returns. US Market is the Russell 3000 Index. Largest Intra-Year Decline refers to the

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