American Investment Services, Inc.

Disciplined, Diversified, & Cost Effective

Year: 2022

Jul. 2022 – Rollovers, Regulation, and the Household Investor

The Department of Labor (DOL) has instated new rules pertinent to investors who are considering a rollover of an IRA, 401(k) or other specified account to an account managed by a registered investment adviser (RIA) or broker-dealers (BDs). Rollovers have for decades served as a simple and flexible means of transferring assets held in employer-sponsored …

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Jun. 2022 – Inflation Implications In Perspective

Price inflation is a threat to investors, but it can be managed effectively. To do so, it is essential to screen out the fear-inducing noise in the media, which can encourage impulsive decision-making. Instead, investors should examine the data, inflation’s various impacts, and the opportunities available. As of this writing, it appears likely that the …

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Apr. 2022 – U.S. Series I Bonds, Inflation, and Cash Alternatives

We often caution readers to be wary of investment vehicles that seem “too good to be true.” Occasionally, however, attractive opportunities arise with minimal downside. Currently, U.S. Treasury Series I Bonds fit this description for investors in the right circumstances. I Bonds are U.S. Savings Bonds that earn tax-deferred compound interest adjusted for recent price …

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Feb. 2022 – Russia, Emerging Markets, and Risk Management

Investors who own emerging markets funds have a portion of their wealth exposed to the Russian stock market. Here we quantify that exposure and describe the risk control methods employed by our favored emerging market equity funds. Emerging market stocks, like all stocks, bear risk. These risks are wide ranging and might include perils such …

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