American Investment Services, Inc.

Disciplined, Diversified, & Cost Effective

Seth L. Hoffman

By /

Vice President

Seth L. Hoffman

Seth joined AIS in 2003. He holds a BA in International Studies from Vassar College and an MBA from the Thunderbird School of International Management.

Seth completed the global management associate training program at American International Group (AIG) and was a political risk underwriter and country risk analyst at American International Underwriters prior to joining AIS.

He has served on the boards of the Great Barrington Little League and the Lenox Childrens Center.

American Investment Services, Inc. (AIS) is an SEC Registered Investment Adviser* founded in 1978.

AIS is a wholly-owned subsidiary of:

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*Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training.

The information provided does not constitute investment or tax advice and it should not be relied on as such. It does not take into account any investor’s particular investment objectives, strategies, tax status or investment horizon. You should consult your tax and financial advisor. It should not be considered a solicitation to buy or an offer to sell a security. All material has been obtained from sources believed to be reliable. There is no representation or warranty as to the accuracy of the information and AIS shall have no liability for decisions based on such information.

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